Tag Archives: real estate investments

LendSecured real estate crowdlending platform overview

By Real estate, , , , , , ,

LendSecured is a real estate crowdlending platform, based in Riga, providing only real estate backed business investment opportunities.

LendSecured was founded by two entrepreneurs, who have built a successful secured lending business in Latvia, specializing in real estate backed lending to businesses. The return they have brought to stakeholders of their business was on average 10% annually. The emergence of technological solutions has inspired the founders to build an investment platform and offer the same lucrative investment opportunities for a wider public.

LendSecured platform was created in 2017, as a private tool for investors, enabling them to monitor their loan portfolios. During these years, the platform has been developing its core business (mortgage lending), gathering experience and building loan portfolios.

Since 2017 the platform was accessible exclusively for high net worth investors, but now they are opening it for the public.

The core pillar and philosophy for LendSecured is to minimize the risks. LendSecured feels responsible for their clients and believes that if investors have trusted them with their funds, then it is their duty to offer the safest possible investment opportunities. In order to minize the risks, LendSecured publish investment projects with low LTV (Loan to Value ratio). The lower the ratio, the lower the risk.

LendSecured benefits from debt collection license (Loan MGMT Ltd.). Besides that, LendSecured is the member of European Crowdfunding Network since 2020.

In order to ensure the security of the clients funds LendSecured has partnered with the prominent payment solution provider Lemonway, which is a Fintech founded in 2007 and regulated by Banque de France. Lemonway is obliged by the regulator to hold all money received on behalf of its clients on a separate account, which is held with BNP Paribas (the largest bank of France by value of assets), thus investors of LendSecured can have a peace of mind, as their funds are held safely on a segregated bank account monitored by French Central Bank. This fact totally excludes the chance of fraud, which recently has occured on other platforms in P2P sector.

Moreover, Lemonway is doing all compliance checks, KYC & AML procedures of all funds credited to LendSecured’s account. This helps LendSecured to speed up the investment process and be assured that they comply with all the latest regulations set up by the EU.

If you invest for the first time at LendSecured don’t forget that you can get  a 0.5% cashback bonus for the investment amount.

Who can invest at LendSecured?

Anyone who is above 18 years old can become a client. To register, you need to submit a copy of your passport or ID document and wait until our team completes your identification process. Once all KYC and AML procedures are done, you can invest!

Every investor must have an opened bank account in the Single Euro Payments Area (SEPA).

Investment deals on LendSecured platform

Lendsecured accepts projects with Loan-to-Value (LTV) of 50% on average, maximum reaching 70%. The lower the LTV, the smaller the risk to an investor. The LTV of 50% means that the value of a real estate is as twice as high as the loan amount. This means that in a situation, where the loan ought to be recovered from the sale of the real estate, the value of the real estate will be more than enough to cover the amount lent.

All mortgages can be monitored online on the Land Register of Republic of Latvia: www.zemesgramata.lv.

There are three repayment types that are featured on LendSecured:

  • annuity– where interest is paid monthly together with the loan principal amount spread over the life of the loan.
  • bullet repayment type, the most common type, where borrower makes interest payments monthly, but principal repayment is made in one full payment before the end of the loan maturity.
  • full bullet where there is no interest, nor principal payments during the life of the loan. The sum consisted of entire interest and principal is repaid at the end of the maturity date.

The minimum investment amount on the LendSecured platform is 50 EUR and the average loan term is 12-18 months.

 

New skin in the game project in Riga from EVOEstate – Krišjāņa Valdemāra str. 145

By News, , , , , ,

EvoEstate logo

Evoestate announced today that a new investment project with “skin in the game” from Evoestate founders is available on the platform for all users: Krišjāņa Valdemāra str. 145 k-1 – 55, Riga, Latvia in Riga, Latvia.

Skin in the game: Founders of EVOEstate invest personal capital in these deals

Krišjāņa Valdemāra str. 145 k-1 – 55, Riga, Latvia in Riga, Latvia

Krišjāņa Valdemāra str. 145 k-1 – 55, Riga, Latvia
The project is raising € 100 000.00.
12% annual returns.
Loan term 24 months.
LTV (loan-to-value) ratio is 25% !!!!!
Originator: NORDSTREET

If you invest for the first time at EVOEstate don’t forget that you can get 0.5% cashback for 6 months after the first investment. You can register here for the new offer.

 

For other bonuses visit our Cash-back & Bonuses page.

Get 15 EURO cashback bonus from EvoEstate

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EvoEstate logo

 

UPDATE: The 15 EUR offer is no longer valid. The new offer for new registered participants is 0.5% cashback for 6 months after the first investment. You can register here for the new offer.

EvoEstate informed that a new cashback opportunity is available at the platform to all new registered participants.

Every new investor who register through this link at EvoEstate and invests 50€ (or more) will get a 15 EURO cashback bonus on their EvoEstate account.

For other bonuses visit our Cash-back & Bonuses page.

 

EVOEstate makes it easy for investors to access a variety of real estate investments with a relatively small amount of capital. The minimum amount for investment is €50, which enables investors to create a diversified portfolio. All loans are secured with a mortgage.

EVOEstate does not give out loans directly to the developers and it sources deals from other project originators, this enables to provide a many different types of deals in multiple countries. Consequently, EVOEstate founding team invests into deals theirselves and has skin in the game on deals they provide.

BitOfProperty peer-to-peer crowdinvesting platform overview

By Real estate, , , , , , ,

BitOfProperty is a blockchain based real estate crowdinvestment platform,making property investing affordable and increasing liquidity of the investments. The company is headquartered in Singapore and has a subsidiary inEstonia.

BitOfProperty is on a mission to bring real estate investing closer to people. Due to typically high minimuminvestments, many people are unable to personally invest in real estate as an asset class. Additionally,real-estate can often take more personal involvement through the cycle of renting out a property.BitOfPropety’s goal is to provide everyone the ability to invest in real estate.

If you invest for the first time at BitOfProperty don’t forget that you can get € 10 signup bonus to make your first investment, more details HERE.

All assets available on BitOfProperty are carefully screened and evaluated internally prior to listing on the platform. During the evaluation, the team of BitOfProperty will assess properties from a technical, financial and also legal point of view. When the criterias are met and support the property to be listed, the investment term period is set and the property is made available on the platform.

Investing

In order to make investments on BitOfProperty platform you need to verify your profile and add funds to your account. If your verification has been approved by the platform, you can go and explore properties listed and start making investments.

All properties are available for browsing on the Properties page. Clicking on a specific property will take you to an individual property page where you can find more detailed information, such as pictures and description, monthly distributions, capital allocation and all other supporting documents for the investment opportunity. BitOfProperty wants to ensure that you have all the necessary information to make an informed decision.

If you decide to invest in a property, make sure you have verified your profile. After successful verification, follow these steps:

1) Top up your Wallet using a wire transfer with at least the amount you would like to invest. Instructions for adding funds can be found in the Wallet page.

2) Invest either in an ongoing crowdfunding campaign or buy available shares the investors are selling from other properties.

There is no minimum investment amount set, as this may vary depending on the lowest share prices available on the market. Also, there is no cap on the maximum investment amount this is dependent on the maximum amount of shares available on the platform.

Before making an investment, you need to transfer money to your account on the platform. Once the money is on your platform account, you can choose a property to invest in. For the crowdfunding deals, the amount invested will be reserved at first and when the total investment amount is reached, the amount will be transferred to SPVs bank account by BitOfProperty and the property acquisition will be carried out. For the over-the-counter marketplace deals, where you buy shares from other investors, you would have to fill out a Buy Order. Before that, make sure you have sufficient funds in your Wallet. Once a matching sell order has been found, BitOfProperty will contact you directly to complete the transaction.

If the investment amount of the campaign is not reached, the money is sent back to your wallet and you can use it to invest in other investment opportunities or transfer it back to your personal bank account.

When you make an investment, your share will be calculated by dividing the amount you invested with total investment amount of the deal. Both monthly rental income and capital gain will be distributed according to the share you own in the property. Rental income will be distributed every month, whereas, capital gain will be distributed in the end of the investment term. If you sell your share within the investment period, you will receive capital appreciation on your share earlier, assuming that you were able to sell the share with a profit.

Investment term for the opportunities is usually between 3-5 years. The investment term can be shorter or longer, depending on the situation of the real estate market.

Fees

There are no transaction fees for the investors.

Investors are only charged with the Management Fee of 10% from the rental income. In case there is a vacancy period with no rental income, the Management Fee will not be charged.

 

 

New investment project announced by Bulkestate – Briezu Street II

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Bulkestate announced today that it is preparing to launch a new investment project in Latvia: Briezu Street II.

Bulkestate - Briežu Street II

Bulkestate – Briežu Street II

Launch time: Tuesday 9 July 2019 / 12:00 (EEST)

Investment opportunity

Interest rate: 15% (+2%*)
Investment target: 120 950 EUR
Loan period: 12 months
Loan to value: 59%
Security: 1st rank mortgage

New high-yield ReInvest24 project – Duplex apartment development in Tallinn’s tech hub

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ReInvest24 informed today that a new investment opportunity is available at the portal to all registered participants: Duplex apartment development in Tallinn’s tech hub.

Investment type: Development loan
Period: 6 months
Interest per annum: 14%

Interest will be calculated from the day of placing the investment!

ReImvest24 - Duplex Majaka 54 - 9 Tallinn, Estonia

ReImvest24 – Duplex Majaka 54 – 9 Tallinn, Estonia

Project details

The property for investment with the address Majaka 54 – 9 Tallinn, Estonia is a duplex shell apartment located in an old apartment building that is in need of modernisation. The investment involves developing the property by finishing its construction, renovating the building’s facade and common areas and eventually selling the apartment for a healthy profit. The apartment is located in a flourishing area, next to the airport and various other new developments, which makes it an attractive investment property as well a residential dwelling.

Purchasing the apartment at this stage and investing into finishing the construction of the property, and renovating the building itself will increase the value of the real estate significantly (considering the current market situation). The real estate for sale will include a brand new duplex apartment with a balcony in a developing and strategically good area.

Cashback campaign

Don’t forget that until 31.05.2019 there is a cashback bonus campaign on ReInvest24 for all registered users. More information here.

New Rendity project – Josef-Ruston-Gasse 28

By News, Real estate, , , ,

Rendity informed that a new investment opportunity is available at the portal to all registered participants: Josef-Ruston-Gasse 28.

Investment type: Development project
Period: 24 months
Fixed interest per annum: 6.5%
Distribution: Yearly
Financial intrument: Qualified Subordinated Loan
Issuer: Cardiometa Research GmbH
Minimum investment amount: 500 EUR (decreased from 1000 EUR, only for this project)

If you invest for the first time at Rendity don’t forget that you can get 25 EUR signup bonus for your first investment, more details HERE.
Josef-Ruston-Gasse

Rendity Josef-Ruston-Gasse project

Rendity Instant Interest

Investors receive from the deposit of the investment the Rendity Instant Interest, which will be paid after the funding period. With the Rendity instant interest, you not only receive interest on your invested capital for the loan term, but also for the time before that. Thus, you already receive interest for your investment during the funding period. You will receive your Rendity Instant Interest at the end of the funding period.

Project details

The Josef-Ruston-Gasse 28 project is a new building project in 1210 Vienna. In the course of the project 69 residential units with a weighted total usable area of 3,328 m² and open spaces (loggia/terrace/gardens) of 913 m² will be built. The apartments will be grouped around two open courtyards on four floors. The project has already been approved and 10 apartments have already been sold prior to the start of construction (Q2 2019). Further reservations have already been made.

The individual apartments are between 36.92 m² and 109.33 m² in size and all have open spaces. The majority of the project (57 out of 69 residential units) consists of efficiently designed two-room apartments that appeal to both owner-occupiers and purchasers of condominiums. The remaining 12 units are 3- and 4-room apartments, which are increasingly aimed at couples and families.

 

New high-yield ReInvest24 project – Majaka 54 – 11, Tallinn

By News, , , ,

ReInvest24 informed today that a new investment opportunity is available at the portal to all registered participants: Majaka 54 – 11, Tallinn.

Investment type: Development loan
Period: 6 months
Fixed interest per annum: 15%
Collateral: Majaka 54 – 11, Tallinn

Interest will be calculated from the day of placing the investment!

ReImvest24 - Real estate backed development loan

ReImvest24 – Real estate backed development loan

Project details

The property for investment is located in a flourishing area of Tallinn, next to the airport, buss station and biggest mall of Baltic States which just opened it’s doors. Such extraordinary location makes this apartment an attractive investment as well a residential dwelling.

Currently the apartment building is quite old and needs renovation. However, our apartment number 11 is a new addition to the property, which includes renovation of the building’s facade and apartment itself. The current condition of the building allowed us to secure this property for the price which is significantly below market level.

Once renovation is finished the appartment will be sold and loan returned. Estimated duration of the project: 6 months.

 

New investment project in Latvia announced by Bulkestate – Saraiķi

By News, , , , 
Bulkestate logo

Bulkestate announced today that it is preparing to launch a new investment project in Latvia: Saraiķi.

Bulkestate: Saraiķi

Bulkestate: Saraiķi

Launch time: Wednesday/ 27 February 2019 / 15:00 (EEST)

Investment opportunity

Interest rate: 14%
Investment target: 34 000 EUR
Loan period: 12 months
Loan to value: 45%
Security: Mortgage
Repayment date: 06.03.2020

Get 1% cashback bonus for your investments on ReInvest24

By Smart money, , , ,

Reinvest24 informed that a new cashback opportunity is available at the portal to all registered participants.

How it works?

Campaign is valid from 23.02.2019 00:00 until 11.03.2019 23:59.

  • Within the terms of the campaign, ReInvest24 will give Cashback to all users who make any investment in the amount of at least 500 euros on the Reinvest24 platform during the campaign period.
  • The investment amount will be calculated as follows: the sum of all gross investments invested into any properties on the Reinvest24 platform. Funds simply deposited to the user’s Reinvest24 account and not invested into a selected property do not qualify as an investment amount.
  • The following Cashback rates shall apply: 0 – 499.99 Eur investment = No Cashback
    500 – 999.99 Eur investment = Cashback 0.5% from the investment amount
    1000 – … Eur investment = Cashback 1% from the investment amount
  • The Cashback amount will be paid out to all users within 24 hours after the end of the campaign to the users’ Reinvest24 accounts.
  • Every user has the right to either withdraw their Cashback amount or reinvest it into any property as per the standard Terms and Conditions of the Reinvest24 platform.

For other bonuses visit our Cash-back & Bonuses page.

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