Financial freedom - Build your way to a more prosperous life, step by step, by building smart passive income streams. Learn how to manage your investments so that you can maximize your passive income potential.

It is clear that your financial life is the product of your financial habits. The rules for financial stability and prosperity are: try to multiply your income sources; spend smart; spend less than you gain; every month make sure your balance (revenue - costs) is positive; constant saving; invest the savings. These actions, repeated every month, creates habits. Habits, repeated every month, accumulate and provide a stable financial status and, in time, produce prosperity.

New investment project announced by Bulkestate – Briezu Street II

Bulkestate announced today that it is preparing to launch a new investment project in Latvia: Briezu Street II.

Bulkestate - Briežu Street II

Bulkestate – Briežu Street II

Launch time: Tuesday 9 July 2019 / 12:00 (EEST)

Investment opportunity

Interest rate: 15% (+2%*)
Investment target: 120 950 EUR
Loan period: 12 months
Loan to value: 59%
Security: 1st rank mortgage

Get 1% cashback bonus for your investments on DoFinance

DoFinance informed that a new cashback opportunity is available at the portal to all registered participants.

How it works?

Campaign is valid from 08.07.2019 until 31.07.2019.

  • Within the terms of the campaign, DoFinance will give Cashback of 1% to all users who make any investment with the minimum investment term of atleast 6 months during the campaign period.

For other bonuses visit our Cash-back & Bonuses page.

Monethera peer-to-peer crowdinvesting platform overview

Monethera, based in Tallinn, Estonia, started as a private investment fund in 2017, and as of now has become one of the leading platforms in the industry of “Finance 2.0”, which offers investors from all over the world high-level investment opportunities via crowdinvesting marketplace.

With Monethera it is very easy to become an investor. All you need is to register on the website and choose one or several investment projects online. Monethera platform makes it easy and comfortable to start investing in high- tech, energy, real estate or other projects with help of background information, situational analysis, development prospects, market overview, repayment schedules and other important data attached to each project by the Monethera team.

If you invest for the first time at Monethera don’t forget that you can get € 5 and a 0.5% cashback bonus for the investments made in the first 180 days, more details HERE.

With start of the Age of Information and growing power of crowd-investing online marketplaces such as Monethera, investing has become easy and painless. You don’t have to be a professional in financial sphere or have a significant amount of money to make profitable investments in various projects. To diversify your investment portfolio, you’ll need as much as 100 EUR as a minimum investment.

Who is eligible to invest?

Private investors can use platform and start investing without any verification, but in order to withdraw profits they have to provide documents and undergo verification process.

Monethera is more focused on European projects, that is why all the investment accounts are offered in EUR only. Payment in other currencies will undergo conversion to EUR at our bank’s rate. Please note that investors can only make payments from their own private bank accounts.

Investing

Investing at Monethera is very simple: create an account, choose one of the selected investment opportunities and the amount of money you want to invest. The entire investment process takes place online and requires just a few minutes of your time. According to established schedule, you will be receiving fixed interest payments. The minimum investment is just 1 EUR per project.

At Monethera you can create diversified investment portfolio without having to invest large amount of money. All you need is as little as 1 EUR invested in a single project to start your investment journey. Later on you will be able to reinvest your income from successful investments in other projects to make your portfolio more diversified.

The minimum funding deposit is 100 EUR.

Investors who use platforms with shared IBANs (like Transferwise and some others) must send Monethera a payment proof in order of being identified.

As of now, credit cards as a mean of adding funds to investment account are not supported by Monethera. It is also not possible to use Western Union, crypto-currency or other ways of money transfer. Monethera doesn’t accept any third party funds. All funds must come from the bank accounts of registered investors.

How does the buyback guarantee work?

The buyback guarantee means that any Monethera participant can reclaim invested money from any of his or her invested projects and instantly receive it. Cost of performing a buyback is shown in the project description.
It should be noted that in some cases the cost of buyback makes a considerable percentage of the invested assets.
All interest payments transferred to participant’s investment account prior to buyback operation remain in possession of the investor.

 

 

 

New cashback campaign on Mintos – The Summer Holiday Cashback Campaign

Mintos peer-to-peer lending marketplace informed that a new cashback opportunity is available at the portal to all registered participants: The Summer Holiday Cashback Campaign.

You can now earn a bonus of up to 1% when investing in loans listed in EUR from Varks, Tengo, Metrokredit, Peachy, Monego, Lendo, Sebo, Kredo, Kuki and Tigo.

How the program works?

  • The Summer Holiday Cashback Campaign is valid from June 5, 2019 to June 19, 2019
  • During the time indicated above, any Registered User has the right to participate in the Campaign
  • Participation in the Campaign grants the User a right to receive a cashback bonus for investmentsmade on the Primary Market in loans listed EUR of the following loan originators: Varks, Tengo, Metrokredit, Peachy, Monego, Lendo,Sebo, Kredo, Kuki and Tigo
  • To participate in the Campaign the User has to enroll in the Campaign on the Campaign page. After enrolling the User will see a confirmation messageabout being successfully enrolled in the Campaign.
  • Cashback is calculated for any new investments made on the Primary Market (both manually and via Auto Invest) in the loans of Loan Originators:
    • 0.25% for loans with remaining maturity of up to 90 days
    • 0.50% for loans with remaining maturity of 91-180 days
    • 0.75% for loans with remaining maturity of 181-270 days
    • 1.00% for loans with remaining maturity of above 270 days
  • The User can receive multiple cashbacks by making investments over the duration of the Campaign
  • Cashback is not calculated for:
    • investments made on the Secondary Market
    • investments made prior to enrolling in the Campaign
    • users who have not enrolled in the Campaign
  • The cashback is paid in one installment within 6 (six) working days from the investment date, if allterms and conditions have been fulfilled
  • The cashback is paid by Loan Originators based on the calculation provided by Mintos. Mintos acts asan intermediary and pays the User on behalf of Loan Originators by depositing electronic fundsequivalent to the cashback into the Virtual Account of the User
If you invest for the first time at Mintos don’t forget that you can get 1% cashback bonus for the investments made in the first three months (90 days), more details HERE.

New high-yield ReInvest24 project – Duplex apartment development in Tallinn’s tech hub

ReInvest24 informed today that a new investment opportunity is available at the portal to all registered participants: Duplex apartment development in Tallinn’s tech hub.

Investment type: Development loan
Period: 6 months
Interest per annum: 14%

Interest will be calculated from the day of placing the investment!

ReImvest24 - Duplex Majaka 54 - 9 Tallinn, Estonia

ReImvest24 – Duplex Majaka 54 – 9 Tallinn, Estonia

Project details

The property for investment with the address Majaka 54 – 9 Tallinn, Estonia is a duplex shell apartment located in an old apartment building that is in need of modernisation. The investment involves developing the property by finishing its construction, renovating the building’s facade and common areas and eventually selling the apartment for a healthy profit. The apartment is located in a flourishing area, next to the airport and various other new developments, which makes it an attractive investment property as well a residential dwelling.

Purchasing the apartment at this stage and investing into finishing the construction of the property, and renovating the building itself will increase the value of the real estate significantly (considering the current market situation). The real estate for sale will include a brand new duplex apartment with a balcony in a developing and strategically good area.

Cashback campaign

Don’t forget that until 31.05.2019 there is a cashback bonus campaign on ReInvest24 for all registered users. More information here.

New cashback campaign on Mintos offered by Kredo Finance

The Albanian loan originator Kredo Finance has just launched its own cashback campaign on Mintos peer-to-peer lending marketplace. This special offer is valid for a limited time, from the 20th of May until the 3rd of June 2019

In order to receive the cashback bonus all you need to do is invest in Kredo Finance’s Albania-issued loans that have a maturity of 13 months or more. If you do this, you will receive a bonus of 2% regardless of how much you invest.

Only investments made on the Mintos primary market qualify. If you want to receive the cashback, you have to be enrolled in the campaign before making the investment.

About Kredo Finance:

Kredo Finance is a young but rapidly developing micro-lending market participant in Albania whose principal objective is to satisfy individuals’ short-term liquidity needs in a quick, simple and hassle-free manner.

The company is licensed and operates in accordance with the Central Bank of Albania. In addition to providing advanced online lending solutions, Kredo Finance has also an extensive branch network across the country and serves its clients through its 47 branches across Albania and is on track of reaching 100 branches by the end of the year.

New investment project in Latvia announced by Bulkestate – Marijas Street

Bulkestate logo

Bulkestate announced today that it is preparing to launch a new investment project in Latvia: Marijas Street.

Bulkestate: Marijas Street

Bulkestate: Marijas Street

Launch time: Friday/ 17 May 2019 / 13:00 (EEST)

The object is located in the very centre of Riga and is one of the local cultural monuments.

Investment opportunity

Interest rate: 17% (+2%*)
Investment target: 1 750 000 EUR
Loan period: 9 months
Loan to value: 62%
Security: 1st rank mortgage

*Bulkestate incentive payment

For this project Bulkestate offers the following special incentive pay for investors:

  • Investors making EUR 10,000 or larger investment will receive 1% incentive payment from the invested amount, while
  • Investors making EUR 25,000 or larger investment will receive 2% incentive payment from the invested amount.

Reinvest24 1st birthday cashback bonus

Reinvest24 1st birthday cashback bonus

Reinvest24 is celebrating it’s first bithday and  informed that a new cashback opportunity is available at the portal to all registered participants.

How it works?

Campaign is valid from 12.05.2019 00:00 until 31.05.2019 23:59.

  • Within the terms of the campaign, the Reinvest24 will give Cashback to all users who make any investment in the amount of at least 1000 euros on the Reinvest24 platform during the campaign period.
  • The investment amount will be calculated as follows: the sum of all gross investments invested into any properties on the Reinvest24 platform. Funds simply deposited to the user’s Reinvest24 account and not invested into a selected property do not qualify as an investment amount.
  • The following Cashback rates shall apply:
    • 1000 – 9999.99 Eur investment = Cashback 1% from the investment amount
    • 10000 – … Eur investment = Cashback 1.5% from the investment amount
  • The Cashback amount will be paid out to all users within 24 hours after the end of the campaign to the users’ Reinvest24 accounts.
  • Every user has the right to either withdraw their Cashback amount or reinvest it into any property as per the standard Terms and Conditions of the Reinvest24 platform.

Reinvest24 is going to have at least 2 new properties listed on the platform during the campaign period.

 

 

New Rendity project – Josef-Ruston-Gasse 28

Rendity informed that a new investment opportunity is available at the portal to all registered participants: Josef-Ruston-Gasse 28.

Investment type: Development project
Period: 24 months
Fixed interest per annum: 6.5%
Distribution: Yearly
Financial intrument: Qualified Subordinated Loan
Issuer: Cardiometa Research GmbH
Minimum investment amount: 500 EUR (decreased from 1000 EUR, only for this project)

If you invest for the first time at Rendity don’t forget that you can get 25 EUR signup bonus for your first investment, more details HERE.
Josef-Ruston-Gasse

Rendity Josef-Ruston-Gasse project

Rendity Instant Interest

Investors receive from the deposit of the investment the Rendity Instant Interest, which will be paid after the funding period. With the Rendity instant interest, you not only receive interest on your invested capital for the loan term, but also for the time before that. Thus, you already receive interest for your investment during the funding period. You will receive your Rendity Instant Interest at the end of the funding period.

Project details

The Josef-Ruston-Gasse 28 project is a new building project in 1210 Vienna. In the course of the project 69 residential units with a weighted total usable area of 3,328 m² and open spaces (loggia/terrace/gardens) of 913 m² will be built. The apartments will be grouped around two open courtyards on four floors. The project has already been approved and 10 apartments have already been sold prior to the start of construction (Q2 2019). Further reservations have already been made.

The individual apartments are between 36.92 m² and 109.33 m² in size and all have open spaces. The majority of the project (57 out of 69 residential units) consists of efficiently designed two-room apartments that appeal to both owner-occupiers and purchasers of condominiums. The remaining 12 units are 3- and 4-room apartments, which are increasingly aimed at couples and families.

 

IuteCredit grows on Mintos again by launching car loans from Moldova

IuteCredit has yet again expanded its presence on the Mintos p2p lending marketplace and has launched Moldova-issued car loans. This is in addition to the personal loans already offered for investment in the country by the loan originator.

IuteCredit Group commenced its operations in Moldova in 2008. It is currently one of the alternative finance market leaders in the country with a net loan portfolio of EUR 29 million as at the end of January 2019.

If you invest for the first time at Mintos don’t forget that you can get 1% cashback bonus for the investments made in the first three months (90 days), more details HERE.

What IuteCredit Moldova offers on Mintos:

  • Loans listed in EUR issued in Moldova;
  • The average car loan is EUR 4 000;
  • Net annual returns of up to up to 11% for its loans;
  • IuteCredit Moldova offers a buyback guarantee and will repurchase all loans delinquent for 60 days or more.
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