Note (October 2026): This is a historical article. The Mintos offer described below dates from 2017 and is no longer current. The current Mintos offer (EUR 25 for new investors who invest EUR 1,500 within 30 days of registering) is described in this article and in our Cash-back & Bonuses list.
For a limited time, Mintos is offering a bonus for investing in long-term loans. Until December 31, 2017, for each new investment you make on the primary market in loans with a maturity of two years or more, Mintos will pay an immediate cashback. The longer the loan maturity – the larger the cashback. We will offer up to 5% of the sum invested:
Cashback amount | Maturity of loans |
| 5% | 60 months or more |
| 4% | 48 to 59 months |
| 3% | 36 to 47 months |
| 2% | 24 to 35 months |
To participate in the campaign, you need to have enrolled by clicking a button on the campaign page which can be found on your Investor’s Account once you login on Mintos.
“Investing long-term has many benefits. Loans with a maturity of two years and more on average have higher interest rates. As the maturity of these loans is longer, these higher rates can be locked-in for longer as well, thus avoiding cash drag effect. Also, investing in long-term loans allows for a better diversification, because this way investors can access types of loans and borrowers that have a different profile than the average short-term loan takers. We hope that in combination with our cashback campaign, all of these benefits will help our investors reach their investment goals in a more efficient and rewarding way,” says Martins Sulte, CEO and co-founder of Mintos.
If you are a new investor, don’t forget that you can get 1% bonus of your invested amount (more info here).
For other bonuses visit our Cash-back & Bonuses page.
Disclaimer: This article is for informational purposes only and does not constitute investment advice. Investing involves risk, including the possible loss of capital — always check current terms directly on the platform before investing. This article may contain affiliate links; if you sign up through them, we may earn a commission at no extra cost to you.
