Cash-Back & Bonus Offers

Updated October 2026

Gift box, a stack of euro coins, a dollar coin and a percent badge illustrating cash-back and sign-up bonuses

Many peer-to-peer lending platforms and other financial services offer bonus programs – including sign-up bonuses, cash-back promotions and “refer-a-friend” rewards. The table below lists the offers I have checked against each platform’s own terms or my affiliate dashboard. Bonuses usually require a minimum investment and a holding period, and terms can change at any time, so read the conditions on the platform before you sign up. A bonus is never a reason to invest by itself: P2P lending and crowdlending carry the risk of losing part or all of your capital.

Affiliate Disclosure: Some of the links on this page are affiliate links. This means I may earn a small commission at no extra cost to you. All recommendations are based on personal research and experience.

Current Bonus and Cash-Back Programs

Platform	Bonus	Details
InRento	20 EUR / 50 EUR	Promo from 9 October 2026 until the end of November 2026: 20 EUR for a 500 EUR investment, or 50 EUR for a 1,000 EUR investment (the minimum is 500 EUR per project, so 1,000 EUR can go into one or two projects). The promo is a separate offer and only applies if you register via this promo link. Outside the promo, the regular offer is 20 EUR after your first primary-market investment via this link. Not available for investors from the USA. Check the exact conditions on InRento’s website.
Esketit	0.5%	Sign up via this link to receive a 0.5% cashback bonus on the funds you invest within the first 90 days after registration.
Lendermarket	1.5%	Register via this link and earn a 1.5% bonus on your net invested funds during your first 90 days. The bonus is paid within 5 business days after the 90-day period and cannot be combined with other campaigns or offers.
Bondora	5 EUR	Register via this link and receive a 5 EUR bonus (Bondora Go & Grow refer-a-friend programme).
Wise.com	Free transfer	Register via this link and enjoy a fee-free first international transfer. The exact offer is shown on the invite page and may not be available in all countries; the free transfer must be used within 6 months of signing up.
Mintos	25 EUR	Register via this link and invest at least 1,500 EUR within 30 days of registering and keep it invested for 90 days after registration (the bonus is paid within 5 business days after that period). No promo code needed — the bonus applies automatically to anyone who signs up through an affiliate link. Cannot be combined with other bonuses or codes.
PeerBerry	+0.5% interest	Welcome bonus for newly joined investors: register via this link, verify your identity and deposit and invest at least 10 EUR within 30 days of registering, and receive an extra 0.5% interest rate on all investments completed within 90 days after registration. The bonus is offered by PeerBerry to all new investors.

Disclaimer: The bonus offers listed on this page are for informational purposes only and do not constitute investment advice. All investing carries risk, including the possible loss of some or all of your money — diversify and invest responsibly. Terms and bonus amounts can change, so always check current conditions directly on the platform. This reflects my personal opinion and is not financial advice — nothing here is guaranteed or risk-free. This page contains affiliate links; if you sign up through them, we may earn a commission at no extra cost to you.